CHP Deputy Candan Yüceer stated that the total debt of citizens to banks reached 1 trillion 533 billion liras in 2022, and that a total of 8 million 599 thousand new files came to the enforcement and bankruptcy offices last year. Yüceer emphasized that the expectations that the state’s waiver of receivables under 2 thousand liras would reduce the number of enforcement files were in vain.
CHP Tekirdağ Deputy Candan Yüceer, in a written statement made today, drew attention to the increase in the debts of citizens to banks and enforcement files. Yüceer underlined that the purchasing power of people is decreasing day by day due to high inflation, exorbitant hikes in basic consumption products and other reasons.
‘TOTAL DEBT TO BANKS 1 TRILLION 533 BILLION LIRA’
Emphasizing that the citizens, whose purchasing power has diminished, apply to the banks, Yüceer noted that in the last week until 23 December, the debts of the citizens to the banks increased by 32 billion liras. Referring to the fact that with this increase, the total debt of citizens to banks reached 1 trillion 533 billion liras, Yüceer said that 1 trillion 103 billion liras of the total debt originated from individual (housing, automobile, consumer) loans, and 430 billion liras from credit card debt balances. Yüceer shared that consumer loans increased by 16.4 billion liras and credit card debts increased by 16 billion liras in the last week.
‘FOLLOWING DEBT AMOUNT 30.8 BILLION LIRA’
Expressing that the non-performing debts, which are not yet transferred by the asset management companies, are 30.8 billion liras, which are put into enforcement by the banks because the citizens could not pay them on time, Yüceer stated that the fact that the banks are transferring these non-performing debts to asset management companies for a low price shows this figure as lower than it is. Stating that the debts of citizens to asset management companies increased by 5.3 billion liras in the last year and reached 36 billion liras at the end of September, Yüceer stated that housing loan debts to TOKİ reached 28 billion liras. Noting that the total amount of debt to banks, financing companies, asset management companies and TOKİ (including non-performing debts) has reached 1 trillion 565 billion liras, Yüceer said that since the beginning of 2022, citizens’ debt to banks has increased to 507 billion liras and their total debts to 513 billion liras. highlighted the increase.
‘A TOTAL OF 8 MILLION 599 THOUSAND FILES RETURNED TO EXECUTION AND BANKRUPTCY DEPARTMENTS IN ONE YEAR’
Yüceer, who also shared the data on the number of files in execution, said that a total of 8 million 599 thousand new files were received by the enforcement and bankruptcy offices between January 1 and December 30, 2022, according to the data received from the National Judiciary Network (UYAP), and that the number of new files was compared to the same period of 2021. He stated that the number of files increased by 588 thousand and 7 million 928 thousand files were finalized in this period. Comparing the number of enforcement files in 2022 with the number of enforcement files in 2021, Yüceer stated that the number of new files increased by 7.3 percent compared to the same period of the previous year, and the number of files pending in the enforcement offices increased by 640 thousand in the last year. He stated that as of 2022, it has increased to 23 million 236 thousand.
Yüceer stated that the expectations that the government’s giving up on receivables under 2 thousand liras would reduce the number of enforcement files were also in vain; He pointed out that the law regarding the waiver of public institutions’ receivables arising from bills such as electricity, water, communication and natural gas, with a balance of less than 2 thousand liras, has not yet been reflected in the number of enforcement files.